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We make finding a life insurance quote easy and stress-free.
Fill in the form
Tell us a bit about you, how much cover you want, and for how many years.
Consider your options
A trusted, friendly advisor will reach out to walk you through your options.
Take your time
Decide which option is right for you. The broker won't rush or push you.
Why should I take out life insurance?
Life insurance provides a safeguard to your family should you pass away. Let’s say you’re the sole earner for a family of four. A life insurance policy could provide your family with funds nearing your income on a monthly basis as they adjust to life without you. These monthly instalments can help reduce financial pressure during an already very stressful time.
Alternatively, policies can be used to provide a lump sum. These sums can help cover the remaining costs of a mortgage, cost of tuition, any remaining debts, or funeral costs. Speaking of funerals, the “cost of dying” went up by 5% in 2023, it now sits at £9,797—life insurance can help cover this cost as your family focus on mourning.
You could also choose to leave a legacy with life insurance, either by providing your family with a sum of money or by donating to your favourite charity.
Get a free quoteHow much does life insurance cost?
Prices vary depending on your personal circumstances and the insurer, however, life insurance is often very affordable—the average monthly cost of life insurance as of 2024 was only £9.71.
Policy type: The type of policy you take out will have an impact. For example, if you want a bigger payout, the policy may be more expensive, or if you’re looking for the addition of terminal illness cover, that could also increase the price.
Unique circumstances: Your unique circumstances will play a role. Applicants over the age of 50, smokers, and extreme sport participators may find their quoted premiums to be higher than non-smoking 20 year old office workers.
Why use Compare Life Quotes?
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A true match
We don’t just throw quotes at you and see which one sticks. To make sure you don’t get decision fatigue, we take the time to understand your unique circumstances and match you to a trusted Broker.
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Free, easy service
We offer a fee-free service, which means you don’t need to pay us anything and you’re not obligated to purchase a policy. You’re free to get the quote, take the time you need to decide, and walk away if it’s not for you.
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Peace of mind
With our trusted expert partners, you can have some peace of mind knowing you’ve chosen the most suitable policy for you and you’re covered should something occur.
Get a free, no obligation quote
We put people at the centre of our work. Click the link to get your free quote.
How do I know I’m choosing the right policy?
Will I get any guidance?
Yes, our expert partners will call you and answer any questions you may have. They’ll listen to your unique circumstances and try to find the most suitable solution for you and your family.
Can I change my mind?
Yes, you have 14 days from taking out a policy to cancel, no matter what your reason for cancellation.
How do I know the insurance company will pay out?
Payouts are never guaranteed, however, 96.9% all claims did pay out in 2021, with the average policy payout in 2022 coming in at £73,578. The main reason payouts don’t occur is because essential information was omitted or false at the time of applying, so be sure to provide your insurer with all relevant details.
Pricing
Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 7th February 2025.
†From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.
30 years old born in 1995
35 years old born in 1990
40 years old born in 1985
45 years old born in 1980
50 years old born in 1975
55 years old born in 1970
60 years old born in 1965
65 years old born in 1960
70 years old born in 1955
†From £5 per month for up to £100,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.
30 years old born in 1995
35 years old born in 1990
40 years old born in 1985
45 years old born in 1980
50 years old born in 1975
55 years old born in 1970
60 years old born in 1965
65 years old born in 1960
70 years old born in 1955
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 30 Years
£175,000 level term Life Cover for 30 Years
£200,000 level term Life Cover for 30 Years
£225,000 level term Life Cover for 30 Years
£250,000 level term Life Cover for 30 Years
£150,000 level term Life Cover for 20 Years
£175,000 level term Life Cover for 20 Years
£200,000 level term Life Cover for 20 Years
£225,000 level term Life Cover for 20 Years
£250,000 level term Life Cover for 20 Years
Whole of Life
Whole of Life Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.
From £8 per month
30 year old born in 1993
35 years old born in 1988
40 years old born in 1983
45 years old born in 1978
50 years old born in 1973
55 years old born in 1968
60 years old born in 1963
Critical Illness
Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.
From £10 per month
30 year old born in 1994
35 years old born in 1989
40 years old born in 1984
45 years old born in 1979
50 years old born in 1974
55 years old born in 1969
60 years old born in 1964